Triangle Mastercard
Canadian Tire Bank
MASTERCARDCASHBACK
Annual fee$0
Auth card feeFree
FX fee2.5% FX fee
Earn rates
| Rate | Description | Applies to | Scope |
|---|---|---|---|
| 1.5% | 1.5% CT Money on groceries (excluding Costco/Walmart) | See issuer terms | Canada only |
| 0.5% | 0.5% CT Money on all other purchases | See issuer terms | Worldwide |
Lounge access
No lounge access included
Key benefits
- No-fee financing on qualifying purchases at Canadian Tire group stores
- Personalized offers and bonus CT Money events through Triangle Rewards
Caps & limitations
- 1.5% grocery rate on first $12,000 annual grocery spend
Brand-specific boosts
- Canadian Tire stores: 4%4% CT Money at Canadian Tire family stores
- Petro-Canada: +$0.05/L5 cents per litre CT Money at Petro-Canada and Canadian Tire gas stations
Note: Gas earn is fixed cents-per-litre (5¢/L at Petro-Canada and Gas+). CT Money can only be redeemed at Canadian Tire family stores 1:1
Rates verified against the official issuer page: triangle.canadiantire.ca