CIBC Dividend Visa Infinite
CIBC
VISACASHBACK
Annual fee$120
Auth card fee$30
FX fee2.5% FX fee
Earn rates
| Rate | Description | Applies to | Scope |
|---|---|---|---|
| 4% | 4% on gas, EV charging, and grocery purchases, $0.10 off per litre at Ultramar | See issuer terms | Canada only |
| 2% | 2% on eligible transportation, dining, and recurring payments | See issuer terms | Canada only |
| 1% | 1% on all other purchases | See issuer terms | Worldwide |
Lounge access
No lounge access included
Key benefits
- Travel insurance (emergency medical, trip interruption, flight delay, baggage, rental car CDW, hotel burglary)
- Purchase security and extended warranty on eligible purchases
- 10 cents per litre discount at Ultramar stations
Caps & limitations
- 4% and 2% rates apply on first $20,000 combined annual spend in bonus categories
- All purchases earn 1% after $50,000 total annual card spend
Brand-specific boosts
- Ultramar: +$0.10/L10 cents per litre discount at Ultramar stations
Rates verified against the official issuer page: www.cibc.com