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The American Express Platinum Card (Canada)

American Express Bank of Canada

AMEXMR
Annual fee$799
Auth card fee$250
FX fee2.5% FX fee

Earn rates

RateDescriptionApplies toScope
2x2x on dining and food deliverySee issuer termsCanada only
2x2x on travel purchasesSee issuer termsCanada only
1x1x on all other purchasesSee issuer termsWorldwide
Reward currencyMembership Rewards
Est. reward value2ยข per point
RedemptionFlexible โ€” transfer partners & travel
Minimum incomeNot publicly listed

Lounge access

  • Amex Global Lounge CollectionUnlimited complimentary visits

Key benefits

  • $200 annual Amex Travel credit
  • $200 annual dining credit
  • Marriott Bonvoy Gold and Hilton Honors Gold on enrollment
  • Fine Hotels & Resorts and The Hotel Collection perks when booking through Amex Travel
  • Global Entry or NEXUS application fee credit
  • Comprehensive travel insurance package
  • Purchase security and extended warranty on eligible purchases
  • AMEX Offers for personalized bonus point and statement credit opportunities

Note: Multipliers are documented for Canada; foreign category earn can vary by merchant coding. Minimum yearly spends are changing to achieve unlimited lounge access starting in 2027.

Rates verified against the official issuer page: www.americanexpress.com